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Tired of Paying Rent? Not Enough Down Payment? Problems with Credit? Recently Switched Jobs? Can't Afford Closing Costs? Prior Bankruptcy? Prior Collections? Self-Employed?
Millions of honest, hard working, Americans lack the near perfect credit that banks and mortgage companies require to buy a home! Late payments, repossessions, divorce, medical bills, unstable work history, lack of a huge cash down payment, too much debt, judgments and bankruptcy can all spell rejection when you try to buy a home.
Our primary aim is to make the process of owning a home SIMPLE. By eliminating the need for banks and lending institutions, we have made it possible for ANYONE to fulfill their dream of becoming a homeowner.
We don't have the same rules as the banks. We frequently offer owner financed, lease purchase, or rent to own homes. Past financial problems and job changes don't scare us since we understand life has its ups and downs. All it takes to qualify for many of our homes is some cash and the ability to make your monthly payment on time. Meet those requirements and you can be in your new home in a matter of days. We make it easy. Below are just some of the reasons why you should buy your next home from us.
We're not as strict as banks. If you have income and some money up front to show you're serious, you will probably qualify. We may check employment, past rental history, credit history and a few other items, but we don't care if you've had a prior temporary setback. We don't require perfect credit, job stability, low debt to income ratios, etc. Contact us for further details.
Even if you can't afford to buy the house now or perhaps don't qualify for a traditional loan, you can still move in now while you save funds for a down payment or repair your credit through timely payments. Then, once you're ready to go, we'll help you buy the house. We handle all the paperwork and details. You don't have to worry about what to do or how to do it. We'll walk you through every step of the process. You can move in now and save toward your down payment or you can make additional monthly payments which may be used toward the purchase price.
If you have funds for a low down payment, we will finance your mortgage so that you can own your home now. If you don't have the needed funds, we may be able to get you in on a lease purchase program. Contact us for further details.
If you don't already have someone to help you get financing for the mortgage to purchase your home, just let us know. We work with several mortgage brokers around the country and we'll be happy to refer you and assist you in obtaining your financing. Contact us for further details.
If you've already been searching for a home and can't seem to find one that meets your current needs, please send us an email and as to be out on our email notification list. You will then be notified of new properties as they become available. Our houses go quickly and this is the best way to ensure you get an opportunity to view each new listing!
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